Discover how a reverse mortgage can become a cornerstone of financial freedom for Alberta retirees. By tapping into your home equity, you can secure a more stable and comfortable retirement. This comprehensive guide delves into the process, benefits, and essential considerations of reverse mortgages, empowering you to make informed decisions about your financial future. Whether you're looking to supplement your income or fund new adventures, understanding reverse mortgages can help you achieve your retirement goals with confidence.

Are you an Alberta homeowner approaching the end of your mortgage term? Understanding the mortgage renewal process is crucial for making informed decisions that will impact your financial future. In our comprehensive guide, we delve into the key factors you should consider when renewing your mortgage. From interest rates to flexible terms, we provide the insights you need to ensure your renewal aligns with your financial goals. Don't miss out on this opportunity to secure the best possible outcome for your home investment.

Embarking on the journey to homeownership in Alberta? Understanding mortgage pre-approval is your essential first step. This process not only gives you a clear picture of your budget but also strengthens your position with sellers. In our comprehensive guide, tailored for first-time home buyers in Red Deer and surrounding areas, you'll learn what lenders look for and how to boost your chances of securing favorable rates. Equip yourself with the knowledge to make informed decisions and step confidently into the world of home buying.

We are finally in 2021, and there were a lot of changes in the mortgage world throughout the last year. Canadian Mortgage Trends shared an article outlining the highlights of 2020. Instead of having you read the whole thing, I took the liberty of summarizing it for you. Here Is What Happened COVID-19 and Mortgage Deferrals It is no surprise that the COVID-19 pandemic was the biggest event of the year and lead to many homeowners using deferral programs offered by their lenders. At the height of everything, almost 800,000 mortgages were in deferral and by the end of the year, most…

What exactly is the difference between Fixed and Variable mortgage rates? What is the best option for you?   Fixed-Rate If you choose a fixed mortgage rate, this means that your rate and payment is set at the date of closing and will remain the same throughout the term of your mortgage. For example, if the current fixed rate is 2.4%, you will be paying that percentage of interest on your mortgage until it is up for renewal, at which time you will either negotiate a new rate with your existing lender or switch to a new lender who may be offering a lower…

Every industry has its own language and terms. These words and phrases can be confusing to anyone who is not part of the daily operations of a specific industry, and the mortgage business is no exception.

We are delighted to announce the launch of our new website!  

We are currently revamping our website. Our new website will be interactive and mobile friendly! Watch this space for updates. Just a few more weeks to go!